Unlocking Employer 401(k) plans
Do you feel absolutely handcuffed by the fact that the only investment choices you have are from a list of mutual funds that someone else picked for you? How does that make you feel? Empowered? Probably not.
Most 401(k) plans are set-up to be easy to administer (and with convenience in mind), so the natural investment vehicle for 401(k) plan investments is mutual funds.
Praying about better stock market returns won't help. But action will.
Your employer's 401(k) plan can be modified to allow for each employee participant to be able to direct their current plan balances and their future contributions into investments outside of the current mutual fund offerings.
How do you want to build your wealth?
You can actually have the ability to choose from a variety of investments ranging from real estate, promissory notes, tax liens and private placements. Investments that you know something about and are familiar with. As you probably are aware, tremendous wealth has been built for centuries in investments outside the "stock market." So don't be limited by the retirement plan "platform" that was originally created by your employer.
So if you're an employee participant in a 401(k) plan and would like to find out if your 401(k) plan can be modified to allow true "self-direction" then email or call Integrated Wealth Strategies, LLC.
While there's no guarantee that your employer will agree that giving adults full control over their own retirement investments is in their best interest, the discussion should take place. Because once your retirement plan is opened to the investment options allowed by law, you'll be viewing retirement plan investing in a brand new way!